Rideshare services provide a convenient way for people to book alternatives to taxi rides while allowing drivers to make money in the gig economy. Rideshare drivers must exercise caution when transporting passengers on Maryland roads. Accidents may happen, leaving victims suffering from injuries. Those victims may wonder who to file a claim against to recover their losses.
Ultimately, the injured victim would seek compensation from the person or persons responsible for the accident. Negligence always factors into a personal injury case, and liability claims center on who is liable. If a rideshare driver goes through a red light and hits another vehicle, the injured parties might sue the rideshare driver and, possibly, the rideshare driver’s employer for harm suffered.
Now, the rideshare driver might do nothing wrong and get hit by a drunk driver. The rideshare driver and passenger could sue the drunk driver for compensation and punitive damages.
There could be instances where more than one party is at fault. A rideshare driver and another driver could be reckless on the road. An injured rideshare passenger might sue both drivers in such a situation. Even third parties could face claims. A technician who performs a faulty brake job or a manufacturer that ignores a dangerous defect in the vehicle may be liable for claims.
Rideshare companies provide insurance coverage for drivers performing official duties. However, the insurance coverage may vary depending on the driver’s actions. Insurance coverage could be much lower before the driver accepts a ride than after. However, the driver might have a commercial auto liability coverage policy that might cover them if any motor vehicle accidents happen.
Settling an insurance claim might be the preferred approach for some victims. Others may take the case to court and seek a more substantial award.
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