Many insurance companies in Maryland try to appeal to their customers with humorous commercials and friendly mascots. While they might act like they’re on your side, the fact is that insurance companies aren’t here to help you. Instead, they’re here to make a profit. If you get into a car accident, it’s important to keep this fact in mind while dealing with the other driver’s insurance company.
How can people ensure that they’re getting the maximum compensation?
If you’ve suffered from a motor vehicle accident, you probably want to get the matter settled as quickly as possible. For this reason, it might be tempting to take the insurance company’s first offer. However, you should avoid taking this offer for two reasons. One, the insurance company is probably intentionally offering an amount that’s much lower than what you deserve; two, if you accept that amount, you won’t be able to pursue the maximum compensation in court.
When you file a claim against the other driver after a car accident, you’re essentially suing their insurance company. The insurance company typically ends up covering damages on both sides. If you sue the other driver, the insurance company will take the driver’s place in court because they have a contractual obligation to represent their client. As a result, you should be careful not to accept any initial offers without talking to your attorney. If you take the small offer, the matter is settled, and you’ve lost your chance to file a lawsuit.
How may an attorney help you after a car accident?
A personal injury attorney might advise you against taking initial offers from an insurance company. The attorney may also help you prepare a counter offer and take the matter to court if your claim is denied.