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Fender Bender Accidents Can Still Cause Serious Injuries

 Posted on August 15, 2025 in Car Accidents

Hampton City, VA car crash attorneyMany people think of a "fender bender" as a minor inconvenience. Sometimes these accidents involve just a small dent in the bumper, a quick insurance claim, and everyone walks away fine. But just as often, low-speed crashes can cause significant injuries that cause long-term problems for your health, finances, and daily living. In the Commonwealth of Virginia, victims of fender bender crashes often underestimate their injuries until days or weeks later, when pain, stiffness, or other symptoms set in.

At Whitlock Law, our Hampton City, VA car crash lawyer gives every client the small-firm experience. We have recovered over $50 million for our clients, and we will not settle just because it is easier than going to court. Our attorney has tried more than 100 cases in court, and when the choice is between doing what is easy and doing what is right, we will always choose to fight hard for justice.

How "Minor" Car Accidents Cause Major Harm

Even driving under 15 miles per hour, the body can be jerked around hard enough to cause whiplash, herniated discs, torn ligaments, and concussions. The force of a collision can travel through the vehicle into your neck, back, and joints.

Common fender bender scenarios that cause serious injuries include:

  • Rear-end impacts at stoplights or in slow-moving traffic, which can hyperextend the neck and back

  • Low-speed sideswipes that cause sudden twisting motions, leading to shoulder or hip injuries

  • Parking lot collisions that knock pedestrians down, causing falls and fractures

These injuries may not be visible immediately. Soft tissue damage, nerve compression, and brain injuries often develop gradually, with symptoms worsening over time.

The Cost of Recovering from a Fender Bender Accident

Medical treatment after a fender bender often surprises people by how extensive it is. Even if surgery is not required, victims may need diagnostic imaging like MRIs and CT scans, which can be extremely expensive. Physical therapy and chiropractic treatment could last weeks or months, and long-term pain management might involve costly prescription medications. 

The above treatments are often required after even relatively minor car accidents. But when the accident involves a commercial truck, the weight and size of the vehicle can multiply the forces involved, increasing the likelihood of serious harm. These cases often have even higher medical costs and more complex liability issues.

Fighting Insurance Companies Over "Minor" Accident Claims

Insurance companies are quick to label low-speed crashes as "minor" to minimize payouts. They will try to argue that your injuries are exaggerated or unrelated to the accident. This is especially common when there is little visible damage to the vehicles.

Our firm knows these tactics and how to counter them. When necessary, we will build your case with medical records, expert testimony, and crash reconstruction evidence to show exactly how the collision caused your injuries and why you deserve full compensation. If the insurance company makes a lowball offer, we are ready to bring your case to court. 

Although it is common for people in fender bender accidents not to realize the full extent of their injuries until long after the crash, remember that you have a limited amount of time to file a personal injury claim under Virginia statute § 8.01-243. And although the law gives you two years to act, the sooner you contact an attorney, the easier it is to build a strong case. 

Contact a Richmond City, VA Personal Injury Lawyer

If you have been hurt in what others may call a "minor" accident, do not assume your injuries are insignificant. Contact a Hampton City, VA car crash attorney at Whitlock Law by calling 703-576-5005 for a free consultation. We will listen to your story, review the facts, and fight to get you the compensation you need to recover.

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